Contact Us

Railroad Employees Credit Union, is here to serve you. Even if you’re on the tracks, there’s always a way to contact us.

Contact Support

Call us Monday – Friday
9am-5pm

(505) 864-4740

Toll Free: (844) 655-0376

Branch Location

Stop into the branch.

300 N 6th Street

Belen, NM 87002

Additional Contact Info

info@recu.org
Fax: (505) 864-6904
Email: info@recu.org
Lost or Stolen Debit Card: 1-888-241-2510

Frequently Asked Questions

We welcome any additional questions that you may have.

Why RECU?
  • High Dividend Rates
  • Dividend Checking
  • Low Loan Rates
  • Exclusive to BNSF Employees and their immediate family members
  • Personal Service where everyone knows your name
  • Our staff has over 100 years combined financial experience
The RECU Difference
  1. Credit unions are not-for-profit which means all income is returned to members in higher dividends, lower loan rates, expanded products and services for low or no cost, and used for capital reserves.
  2. Credit unions are member-owned and not owned by large and often out of state stockholders. Each primary member receives just one vote no matter the amount of their deposits.
  3. Credit unions are tax-exempt which allows them to typically have better rates.
  4. Credit unions are cooperatives and work together across the country to encourage responsible savings and borrowing.
  5. Credit unions serve specific employer groups or communities. Loans are only given to qualified members.
  6. Credit unions cannot be sold. Members must vote to combine credit unions.
  7. Credit union boards are unpaid volunteer members elected by the membership.
About Us

RECU is a not-for-profit financial organization that serves BNSF employees and their families.

RECU is a member-owned financial cooperative organization operated by the volunteer members formed into governing bodies. A Board of Directors governs the overall operations of the Credit Union and the Supervisory Committee examines those operations. Our earnings go back to the member in the form of affordable loans, competitive rates on accounts and other valuable services.

RECU is a State-chartered credit union, organized under strict regulatory laws that are monitored and enforced by the National Credit Union Administration, an agency of the U.S. Government. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. You may visit the NCUA site for more information at NCUA.gov.

RECU is a proud member of the Belen Chamber of Commerce and Winslow Chamber of Commerce. We are active in our communities and give back via charities and other organizations. We are here to take care of our members.

Bank Better With RECU.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.