Loans
Lending Made Easy
Lending Made Easy
We offers multiple lending opportunities with our member’s best interest in mind. For your convenience we can set up your payments on payroll deduct.
We Can Beat Other Banks Rates
View our rates below. We are available for any questions you may have, give us a call!
We pride ourselves on offering personalized service tailored to your specific needs. We think of our clients as family and we will do everything we can to meet your specific needs.
(505) 864-4740
Apply Online
Drop by our branch at 300 N 6th St. Belen, NM 87002
Personalized Service
We pride ourselves on offering personalized service tailored to your specific needs. We think of our clients as family and we will do everything we can to meet your specific needs.
Financial Wellness
We care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. Learn More
AUTO Loan | New & Used
You can own a new/used vehicle with low-rate financing, flexible terms and no down payment required! You can apply in minutes online, or simply call us or visit us at our branch in Belen. See table below for rates.
Signature | Personal Loan
Depending on your needs and your financial situation, you can apply for a loan that helps with things like emergency home or car repairs, an unexpected large purchase, or to cover an unforeseen expense. See our table below for rates.
Credit Builder Loan
A Credit Builder Loan is specifically designed to help you build or rebuild your credit history.
Share Secure Loan
Share secured loans are essentially a way for you to borrow, using your own savings as the collateral. Instead of using all your savings to make a purchase, thus losing out on all future dividends and your emergency safety net, you’re borrowing against that sum while your money stays in your account.
Line of Credit Loan
A personal line of credit from functions like a credit card, making funds available again as you pay down your balance, up to a limit. So you can manage your balance on your terms, with no hassles.
Recreational Loan
We can finance your new or used RV, trailer, camper, motor home, or other recreational vehicle. Already have an RV loan financed with another lender? We will help you refinance so you could lower your monthly payments and save thousands over the life of your loan!
Real Estate Loan
Please contact Ed Viramontes or Renee DeLoia with questions regarding Real Estate loans.
Home Equity Loan
Finance a major purchase or project by accessing the equity in your home with RECU’s home equity loans.
As a member of RECU, you have access to competitive rates, local service, and fast underwriting.
Our home equity loans offer low fixed rates, affordable payments, and flexible terms; interest may be tax deductible.
Bank Better With RECU.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
